Attention homeowners in Raleigh and Wake County: Get an Appraisal today!

Here are the top seven reasons NC homeowners call on DRA Appraisals, Inc:

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
To lower their mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate in NC

Own a home in or near Raleigh, NC and need help deciding the price of it?
Contact DRA Appraisals, Inc.

At DRA Appraisals, Inc, we understand the unique needs of a consumer seeking appraisal services. Our customary business clients get the appraisal process and the customary "products" we deliver to them. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at DRA Appraisals, Inc, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We are veterans in helping customers just like you get rid of unneeded PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other properties close by -- your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An expert appraisal from DRA Appraisals, Inc is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be annoying from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. An appraisal from DRA Appraisals, Inc can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for efficiency, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from DRA Appraisals, Inc can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? DRA Appraisals, Inc can help you with that. Even though this is usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your property.